Abbreviations
Below you will find the list of abbreviations and terms used in describing the Account Information (AISP) module.
| Abbreviation | Description |
|---|---|
| ADR | Accredited Data Recipient, ADR is also referred as a Third Party Provider (TPP) |
| CDS | Consumer Data Standards |
| CDR | Consumer Data Right |
| API | Application Programming Interface |
| ACCC | Australian Competition and Consumer Commission |
| CUSCAL | Data Holder platform service provider |
| Data Holder (or DH) | The organisation that holds the information and supplies it at the request of the ADR or consumer. (e.g. Challenger Bank) |
| Data Recipient (or ADR) | An accredited organisation requesting data from the user |
| JA | Joint Account |
| JAH | Joint Account Holder |
| ATO | Authority to Operate. A type of Party-to-Account user role where the individual has self-service financial control of an account. |
| POA | Power of Attorney. A type of Party-to-Account user role where the individual has been granted self-service financial control of an account. The owners of the Account also may have access and control. However, when sharing data, this is done on behalf of the owners and not on behalf of the POA. |
| EPOA | Enduring financial Power of Attorney. As POA. However, the owners of the account are not able to self-operate the account. Furthermore, this POA is treated as an owner of the account and requires no prior nomination but shares on behalf of the owners not on behalf of themselves. |
| NVA | Non-Value Access. A type of Party-to-Account user role where the individual does not have financial control of the account. In channels, they can view balances but otherwise cannot transact. |
Field Name
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