Revision History

Retail Loan Origination

• RM initiates an application(sending link) on behalf of the customer
• Direct Transact Integration for Origination (Party MS)
• BES products integration and new product display in the Origination App
• Evidence Management Workflow

Document updated for 2023.03 with the following features:

Retail Loan Origination

• Enhancement in Financial Information

Document updated for 2023.01 with the following features:

Retail Loan Origination

• Bridge Loan Landing Page
• Bridge Loan Enhancements in Property Details
• Bridge Loan Details
• Bridge Loan Enhancements in Document Checklist
• Bridge Loan Enhancements in Summary
• Spotlight Configurations added for Digital Mortgages

Document updated for 2022.10 with the following features:

Retail Loan Origination

• Disbursement Details and Disbursement Account Details Customer Action
• Repayment Details
• XAI Integration for Mortgage Composition (for Mortgage and Remortgage)
• Prospect Co-Applicant Send Invite
• Mortgages AuthID Integration
• Integration with Journey Analytics

Workflows updated for:

• Retail Onboarding Post Submission

• Retail Lending Post Submission

• SME Onboarding Post Submission

• SME Lending Post Submission

Retail Loan Origination

• Remortgage Loan - Maximum Eligibility Calculator
• Remortgage Details
• Remortgage Loan - Funding Position
• Remortgage Loan - Property Details
• Remortgage Loan - Mortgage Composition
• Enhancements in Remortgage Document Checklist
• Evidence Management - Evidence MS Consumption
• Origination GDPR changes

• Retail Onboarding is renamed as Retail Account Origination Retail Lending is renamed as Retail Loan Origination

SME Account Origination

• Enhancements in Related Parties & Related Companies
• SME Onboarding is renamed as SME Account Origination SME Lending is renamed as SME Loan Origination

Document updated for 2022.04 with the following features:

Retail Account Origination

• Collateral details renamed to Property Details
• Mortgage First Time Buyer
• Mortgage Composition
• Mortgage Disbursement Instructions
• Mortgage Document Checklist First Time Buyer
• Co-Applicant for Retail journey

SME Account Origination & SME Loan Origination

• Related Party Send Invite

• Enhancement in Business Document Checklist

• Introduced Retail Origination and SME Origination as a single composite App called Origination MicroApps.

Document updated for 2022.01 with the following features:

Retail Origination

• RedHat PAM

• Mortgage Loan

• Collateral Information

• Funding Position

• Retail Origination MicroApp in Architecture

• Updated the Experience API object service names

SME Origination

• SME Origination Architecture

• SME Origination MicroApp

Document updated for 2021.10 with the following features:

• Retail Origination
  • Documents
  • Customer Actions
  • Workspace is replaced with Infinity Assist in the Application Post-submission flow.
• SME Origination
  • SME Credit Cards
  • Documents
  • Customer Actions
  • Workspace is replaced with Infinity Assist in the Application Post-submission flow.
• Automated lending and Problem loan Management processes in post-submission flow of the lending journeys.
• Loan Origination Service Microservice is renamed to Origination Processing Microservice.

Document updated for 2021.08 with the following features:

Added journey documentation for Retail Origination and SME Origination.

• Retail Origination

  • Personal Loan, Overdraft
  • Income and Employment Details
  • Forgot Password flow - Resume Application, User Type
  • Support for multiple co-applicants - Co-Applicant Details
  • Summary
  • Additional Questions
  • RTL and Arabic Language Support
  • Enhanced Workspace
  • Assist

• SME Origination

  • Current Accounts, Loan Accounts, Business Overdraft
  • Basic Information
  • Company Information
  • Related Parties
  • Summary
  • Additional Questions
  • RTL and Arabic Language Support
  • Workspace and Assist
• Adopted new Microservices: Receipt and Loan Origination Service Microservices

Document updated for 2021.04 with the following features:

• Infinity Workspace Application
• Additional Information (Customer Actions)
• Credit Cards
• Integration with Salesforce (SFDC)
• Adopted New Microservices: Document and Entitlement Microservices
• Application Renamed as Infinity Origination